bharatdhansewa.com

Services

Bharat Dhan Sewa services

Find the right Loan for your budget

Fund your dreams

MSME Loans

Boost your micro, small, or medium enterprise with our tailored loan solutions—fast approval and flexible repayment options.

Get more space

Business Loans

Grow your business with or without collateral, with competitive rates and easy repayment for entrepreneurs.

Save money

Personal Loans

Instant funds for unexpected expenses, offering flexible repayment and competitive rates for individuals.

Manage your house

Home Loans

Realize your dream of owning a home with our competitive loan options, low interest rates, and flexible EMIs.

Save money

Loan Against Property

Get instant funds by pledging your property as collateral, with secure, flexible loan options tailored to your needs.

Manage your house

Salaried Loans

Access quick funds designed for salaried individuals, offering a simple process, flexible terms, and instant approval to meet urgent financial needs.

Are you planning to Loan? We will take care of everything!

Looking for a loan? Relax! We manage the process from application to final approval."

Simplify the loan
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Loan Portfolio

To manage loan portfolio, which includes Personal  loans, Business loans, and Daily loans approx 10 Cr (monthly)

Personal Loans approx
0 cr
Business Loans approx
0 cr
Daily basis MSME Loan approx
0 cr
Best Loan rates

How to qualify for Loan

Who Qualifies for Loan ?

Total debt service ratio less than
0
Gross debt service ratio less than
0
Credit score at least​
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Who Can Apply for Loan ?

Anyone with a genuine financial need and repayment capacity can apply for a loan. Both salaried employees and self-employed individuals are eligible, provided they meet the lender’s criteria. Applicants must have valid identity and income proof, a stable credit profile, and the ability to repay on time. Loans are available for personal, business, education, or housing needs, offering flexibility and financial support tailored to different requirements.

Loan

How to Repay a Loan Default

Paying off a loan default starts with assessing the total outstanding balance, including penalties and accrued interest. Communicate with your lender to explore repayment options such as restructuring, settlement plans, or refinancing to make repayment manageable. Creating a realistic budget and prioritizing loan repayment helps avoid further financial strain. Consistently paying installments on time can gradually rebuild your credit score and restore financial credibility. If necessary, consider professional financial counseling to plan better repayment strategies. Taking proactive steps not only clears the default but also safeguards your future borrowing opportunities and ensures long-term financial stability.

Get The Help You Need

Free quote

Feel free to ask any question to us

Reach out anytime for support, inquiries, or assistance—our team is always ready to help you.

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